Protect yourself and your car insurance premiums against crash for cash scams
with an in car dash cam recorder
Why fit a dash cam?
The Insurance Fraud Bureau estimates that 30,000 "crash for cash"
incidents – for example, when a driver slams on their brakes to make a
following car hit them – take place every year. dash cams can help insurers
identify fraudulent claims and determine who is at fault, so some offer a
discount for drivers who have one installed, as long as they agree to
provide footage on request (check with your insurer to see if a deal is
available with your chosen dash cam).
Bear in mind that police will get involved if someone has been injured in an
accident; they have the power to seize footage, which may be used as
How do dash cams work?
dash cams are smarter than your basic video camera. Yes, you could
attached a forward-facing GoPro or DogCam to your windscreen and record your
whole journey in one long file, but what if the file gets corrupted, or you
run out of space on your memory card before the end of the journey?
dash cams ensure you will never miss that accident by splitting the video
into bitesize chunks, usually video files of one or three minutes in length.
When the memory card gets full, it will delete the oldest file to make room
for a new file, meaning it will always record.
In addition, important files can be locked and protected so that they can be
reviewed, either manually (by pressing a button on the device) or, in most
cases automatically by detecting sudden changes in speed (an accident, or
Where can I mount a dash cam?
dash cams should intrude no more than 40mm into the swept area of your
windscreen wiper blades and must not be mounted in the area directly above
the steering wheel.
Can a dash cam screen be on
No, if a dash cam has an inbuilt screen, make sure it is switched off or
turns itself off after a few seconds as the law says motorists must not be
able to view video-playing devices while driving (there are some exceptions
to this rule related to providing information about the status of the
vehicle itself – a parking camera, for example – but a dash cam does not
meet these criteria).
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